As it stated in Distracted driving.
Play FacebookTwitterGoogle PlusEmbed How Distracted Driving is Taking a Toll on Insurance Costs 1:40 autoplay autoplay Copy this code to your website or blogHer family is one of millions of Americans hit by the rising cost of car insurance.
Insurance companies say the sharp spike is partly caused by more drivers distracted on their smartphones and getting into accidents.
“That’s because no fault can be attributed in an accident and also because many people who are distracted driving certainly aren’t going to admit to it.
Everyone is a victim of distracted driving.”
We Can Blame Mr. Loomis for Car Insurance
By 1902, other types of car insurance policies had been conceived, including those for fire and theft.
Car insurance was an outgrowth of fire insurance, which was started stateside by founding father Benjamin Franklin and city firemen with the 1752 establishment of the still-in-operation Philadelphia Contributionship.
Thank the hapless Gilbert L. Loomis, owner of the Loomis Automobile Co. of Westfield, Mass.
If not for his insurance policy, Loomis would be forgotten entirely.
After all, despite a lifetime of paying car insurance bills, most consumers rarely, if ever, actually make use of their policies.
collected by :Olivia Mathio