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as declared in “So it’s a cyclical sort of conundrum that we’re in.”Collins says credit scores and zip codes are “proxies” for race.
Steering residents toward subprime mortgages, or defining drives by their credit scores or ZIP codes.
She’s a sponsor of a bill that would forbid companies from using credit scores to determine auto insurance premiums.
Insurance companies also say the calculations are flawed and misleading.
A report recently published by ProPublica and Consumer Reports alleges disparities in the rates insurers charge to Illinois residents of minority neighbors versus white ones.

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As it stated in

State Senators Fight Car Insurance Pricing Discrimination

A pair of Illinois State Senators are pushing to fight what they says is discrimination in car insurance pricing.
That’s being added to a bill that would bar insurers from using credit scores to set rates.
But the Illinois Insurance Association says more drivers get lower rates because of credit scores than the other way around, and that discrimination based on address, race and other factors is already prohibited.
Watkins was speaking at a news conference in support of legislation to prohibit discrimination by zip codes.
They don’t need to give it to an insurance company as an additional tax for being poor and black.

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LOS ANGELES, April 18, 2017 /PRNewswire-iReach/ — has released a new blog post presenting the main reasons for comparing online car insurance quotes.
Drivers who compare online car insurance quotes have better chances to find cheap premiums.
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